You have not opened the loan account in years. Maybe you stopped paying, maybe you never really
You have money left over at the end of the month, or a lump sum from a bonus or an inheritance,
You have a mortgage rate you will probably never see again, and a house that no longer fits your
The quote is on the counter and the number makes your stomach drop. Fix the old paid-off car, or
You earn a good salary, your paycheck keeps losing a bigger slice to federal tax, and every book
You bought the software, connected the bank, and now a screen full of unfamiliar words is
